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American Express® Platinum Card
by American Express · American Express · Super Premium · Retail
Fees & charges
Joining fee₹66,000
Annual fee₹66,000
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.5% p.m. (42% p.a.)
Cash advance feeA Transaction Fee of 3.5% of the Cash Advance amount, subject to a minimum of ₹250
Late payment feeDelinquency Fee: 5% on the unpaid balance, with a minimum monthly Delinquency Fee of ₹300; KFS 'Charges in case of default': 30% of Minimum Amount Due, subject to a minimum of ₹500 and maximum of ₹1,000, plus applicable taxes
Rewards & Lounge access
Rewards1 Membership Rewards point for every INR 40 spent; 3X Membership Rewards points on all overseas spending
Lounge accessAccess to 1,550+ airport lounges across 500+ airports worldwide via the Global Lounge Collection, including The Centurion Lounge, Priority Pass lounges, Delta Sky Club lounges and domestic partner lounges in India
NetworkAmerican Express
CategorySuper Premium
Card typeRetail
Key features
- 1 Membership Rewards point for every INR 40 spent; 3X Membership Rewards points on all overseas spending
- Access to 1,550+ airport lounges across 500+ airports worldwide via the Global Lounge Collection, including The Centurion Lounge, Priority Pass lounges, Delta Sky Club lounges and domestic partner lounges in India
- Welcome gift worth up to INR 60,000 with option to choose from Taj Hotels, Luxe Gift Card, or The Postcard Hotels & Resorts