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Fees & charges
Joining fee₹1,499
Annual fee₹499
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards12% reward points on top brands (flights, hotels, utilities), 5% on other online shopping/travel/food/grocery, 2.5% on CheQ UPI, 1% elsewhere; 2 points = Rs.1 on CheQ Travel; fuel surcharge waiver
Lounge access2 complimentary domestic lounge visits on Rs.20,000/quarter spend
NetworkVisa
CategoryEntry
Card typeRetail
Key features
- 12% reward points on top brands (flights, hotels, utilities), 5% on other online shopping/travel/food/grocery, 2.5% on CheQ UPI, 1% elsewhere; 2 points = Rs.1 on CheQ Travel; fuel surcharge waiver
- 2 complimentary domestic lounge visits on Rs.20,000/quarter spend
- Virtual card instantly on approval; India's first LED card that lights up on every transaction