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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup0%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards1 Reward Point per Rs.200 (online, offline & CC-on-UPI); bonus at Rs.75,000 quarterly spend; 1 RP = 25 paise (50 paise on ixigo money); zero forex markup
Lounge access2 complimentary domestic lounge visits on Rs.20,000/quarter spend; Priority Pass on request (1,000+ intl lounges)
NetworkRuPay
CategoryEntry
Card typeRetail
Key features
- 1 Reward Point per Rs.200 (online, offline & CC-on-UPI); bonus at Rs.75,000 quarterly spend; 1 RP = 25 paise (50 paise on ixigo money); zero forex markup
- 2 complimentary domestic lounge visits on Rs.20,000/quarter spend; Priority Pass on request (1,000+ intl lounges)
- Rs.1,000 ixigo money + 1,000 Reward Points on first transaction within 30 days