← Back to cards
Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
RewardsKiwi Rewards on UPI Scan & Pay (via Kiwi app), Ecom, POS & contactless (excl cash, rent, education/govt, insurance, EMI, fuel, BBPS); 1% fuel surcharge waiver. Exact per-Rs.100 rate not stated on AU pages
Lounge accessNot applicable
NetworkRuPay
CategoryEntry
Card typeRetail
Key features
- Kiwi Rewards on UPI Scan & Pay (via Kiwi app), Ecom, POS & contactless (excl cash, rent, education/govt, insurance, EMI, fuel, BBPS); 1% fuel surcharge waiver. Exact per-Rs.100 rate not stated on AU pages