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Fees & charges
Joining fee₹299
Annual fee₹199
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards1% cashback on all eCommerce, POS, contactless & UPI (cap Rs.500/cycle; excl fuel, rent, govt & education, cash, EMI, insurance); never-expiring coins on UPI; 1% fuel surcharge waiver
Lounge access2 railway lounge visits/quarter; 2 complimentary domestic airport lounge visits/quarter on Rs.50,000/quarter spend
Network
CategoryEntry
Card typeRetail
Key features
- 1% cashback on all eCommerce, POS, contactless & UPI (cap Rs.500/cycle; excl fuel, rent, govt & education, cash, EMI, insurance); never-expiring coins on UPI; 1% fuel surcharge waiver
- 2 railway lounge visits/quarter; 2 complimentary domestic airport lounge visits/quarter on Rs.50,000/quarter spend