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Fees & charges
Joining fee₹500
Annual fee₹500
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
RewardsAccelerated reward points on eligible spends; 500 bonus RP on 5+ transactions/cycle; partner cashback (movies, grocery, food delivery, cabs, bill payments); fuel surcharge waiver
Lounge accessComplimentary domestic airport lounge on Rs.20,000/quarter spend (AU default)
Network
CategoryEntry
Card typeRetail
Key features
- Accelerated reward points on eligible spends; 500 bonus RP on 5+ transactions/cycle; partner cashback (movies, grocery, food delivery, cabs, bill payments); fuel surcharge waiver
- Complimentary domestic airport lounge on Rs.20,000/quarter spend (AU default)
- Bonus reward points or curated brand voucher on card activation