← Back to cards
Fees & charges
Joining fee₹749
Annual fee₹749
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards1 Reward Point per Rs.100 on utility & telecom (max 100 RP/txn); 1% fuel surcharge waiver (Rs.400-5,000, max Rs.150/cycle)
Lounge access8 railway lounge visits/year (max 2/quarter); complimentary domestic airport lounge on Rs.20,000/quarter spend
Network
CategoryPremium
Card typeRetail
Key features
- 1 Reward Point per Rs.100 on utility & telecom (max 100 RP/txn); 1% fuel surcharge waiver (Rs.400-5,000, max Rs.150/cycle)
- 8 railway lounge visits/year (max 2/quarter); complimentary domestic airport lounge on Rs.20,000/quarter spend
- 10,000 bonus Reward Points on spending Rs.1 lakh within 60 days