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Fees & charges
Joining fee₹7,999
Annual fee₹7,999
Fee waiverNo fee waiver
Forex markup1.99%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards2 Reward Points per Rs.100 on travel, dining & international; 1 RP/Rs.100 other; 1 RP = Rs.1
Lounge access8 domestic (2/quarter) + 8 international (2/quarter) lounge visits/year via Priority Pass; from 10-Apr-2026 domestic needs Rs.50,000 prior-quarter spend
NetworkVisa
CategoryPremium
Card typeRetail
Key features
- 2 Reward Points per Rs.100 on travel, dining & international; 1 RP/Rs.100 other; 1 RP = Rs.1
- 8 domestic (2/quarter) + 8 international (2/quarter) lounge visits/year via Priority Pass; from 10-Apr-2026 domestic needs Rs.50,000 prior-quarter spend
- Welcome benefit worth Rs.5,000 on activation (luxury voucher or Reward Points)