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Fees & charges
Joining fee₹4,999
Annual fee₹4,999
Fee waiverNo fee waiver
Forex markup0.99%
Finance charge1.99% p.m. (23.88% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
RewardsUp to 2 Reward Points per Rs.100 on dining, travel & international; 1,000 bonus RP on min Rs.75,000 retail spend/cycle; 1 RP = Rs.1
Lounge access4 complimentary domestic + 4 international airport lounge visits per quarter (Priority Pass)
NetworkVisa
CategoryPremium
Card typeRetail
Key features
- Up to 2 Reward Points per Rs.100 on dining, travel & international; 1,000 bonus RP on min Rs.75,000 retail spend/cycle; 1 RP = Rs.1
- 4 complimentary domestic + 4 international airport lounge visits per quarter (Priority Pass)
- Luxury brand vouchers worth Rs.5,000 on card activation (or equivalent Reward Points)