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Fees & charges
Joining fee₹5,000
Annual fee₹5,000
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (55.55% p.a.)
Cash advance fee2.5% (Min. INR 500) of the cash amount; 2% (Min. INR 300) of the cash amount for OLYMPUS Credit Card
Late payment feeAll other Credit Cards: Nil if total payment due is up to INR 500; INR 500 if between INR 501 and INR 5,000; INR 750 if between INR 5,001 and INR 10,000; INR 1,200 if greater than INR 10,000. OLYMPUS Credit Card: INR 100 if total payment due is greater than INR 2,000. Waived for BURGUNDY PRIVATE Credit Card and PRIMUS Credit Card
Rewards & Lounge access
Rewards5 EDGE Miles per INR 100 on airlines & hotels; 2 EDGE Miles per INR 100 on daily spends; tiered Silver/Gold/Platinum milestone benefits at INR 7.5 lakh and INR 15 lakh annual spends
Lounge accessDomestic and international lounge access for primary cardholder and guests, varying by tier (Silver tier: 8 domestic + 4 international visits)
NetworkVisa
CategoryPremium
Card typeRetail
Key features
- 5 EDGE Miles per INR 100 on airlines & hotels; 2 EDGE Miles per INR 100 on daily spends; tiered Silver/Gold/Platinum milestone benefits at INR 7.5 lakh and INR 15 lakh annual spends
- Domestic and international lounge access for primary cardholder and guests, varying by tier (Silver tier: 8 domestic + 4 international visits)
- 2,500 EDGE Miles on first transaction within 37 days of card issuance (cards sourced from 20th April 2024)