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INDIAN OIL AXIS BANK Credit Card

by Axis · RuPay · Entry · Retail
fuel surcharge waiverUPI
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Fees & charges

Joining fee₹500
Annual fee₹500
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (55.55% p.a.)
Cash advance fee2.5% (Min. INR 500) of the cash amount; 2% (Min. INR 300) of the cash amount for OLYMPUS Credit Card
Late payment feeAll other Credit Cards: Nil if total payment due is up to INR 500; INR 500 if between INR 501 and INR 5,000; INR 750 if between INR 5,001 and INR 10,000; INR 1,200 if greater than INR 10,000. OLYMPUS Credit Card: INR 100 if total payment due is greater than INR 2,000. Waived for BURGUNDY PRIVATE Credit Card and PRIMUS Credit Card

Rewards & Lounge access

Rewards20 EDGE Reward Points per INR 100 at IOCL fuel outlets (4% value back); 1% fuel surcharge waiver on IOCL transactions between INR 400 and INR 4,000 (max INR 50 per cycle)
Lounge accessNot applicable
NetworkRuPay
CategoryEntry
Card typeRetail

Key features

  • 20 EDGE Reward Points per INR 100 at IOCL fuel outlets (4% value back); 1% fuel surcharge waiver on IOCL transactions between INR 400 and INR 4,000 (max INR 50 per cycle)
  • 100% cashback up to INR 250 on first fuel transaction within 30 days of card issuance