← Back to cards

Easy

by Bank of Baroda · RuPay · Entry · Retail
UPI
Apply Now →

Fees & charges

Joining fee₹500
Annual fee₹500
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.50% of the withdrawn amount or Rs.500 whichever is higher
Late payment fee
Less than Rs.100NIL
Rs.100 to Rs.500Rs.100
Rs.501 to Rs.1,000Rs.400
Rs.1,001 to Rs.10,000Rs.750
Rs.10,001 to Rs.25,000Rs.950
Rs.25,001 to Rs.50,000Rs.1100
More than Rs.50,000Rs.1300

Rewards & Lounge access

Rewards5X Rewards i.e. 5 Reward Points per ₹100 spent on Departmental Stores; reward points redeemable as cashback @ 1 RP = ₹0.25
Lounge accessNot applicable
NetworkRuPay
CategoryEntry
Card typeRetail

Key features

  • 5X Rewards i.e. 5 Reward Points per ₹100 spent on Departmental Stores; reward points redeemable as cashback @ 1 RP = ₹0.25
  • 500 reward points on spends of Rs 5,000 within 60 days of card issuance