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Fees & charges
Joining fee₹500
Annual fee₹350
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.50% of the withdrawn amount or Rs.500 whichever is higher
Late payment fee
| Less than Rs.100 | NIL |
| Rs.100 to Rs.500 | Rs.100 |
| Rs.501 to Rs.1,000 | Rs.400 |
| Rs.1,001 to Rs.10,000 | Rs.750 |
| Rs.10,001 to Rs.25,000 | Rs.950 |
| Rs.25,001 to Rs.50,000 | Rs.1100 |
| More than Rs.50,000 | Rs.1300 |
Rewards & Lounge access
Rewards4 Reward Points per ₹100 on departmental store purchases; 2 RP per ₹100 on other spends; reward points redeemable as cashback @ 1 RP = ₹0.25
Lounge access1 complimentary railway lounge access per quarter at partner railway lounges
NetworkRuPay
CategoryEntry
Card typeRetail
Key features
- 4 Reward Points per ₹100 on departmental store purchases; 2 RP per ₹100 on other spends; reward points redeemable as cashback @ 1 RP = ₹0.25
- 1 complimentary railway lounge access per quarter at partner railway lounges
- 500 joining bonus reward points on spend of ₹5,000 or more within 60 days