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Fees & charges
Joining fee₹199
Annual fee₹199
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn or Rs. 500 whichever is higher (Not applicable for Wave Credit Card)
Late payment fee
| Total Amount Due Rs. 0-250 | Rs. 0 |
| Rs. 251-1000 | Rs. 250 |
| Rs. 1001-5000 | Rs. 500 |
| Rs. 5001-25000 | Rs. 1,000 |
| Rs. 25001 & above | Rs. 1,250 (w.e.f. 20th August 2024) |
Rewards & Lounge access
Rewards10% cashback on first 5 UPI transactions in first 30 days (capped at ₹200); 1 reward point per ₹200 spent; 1000 bonus reward points on ₹50,000 quarterly spend
Lounge accessNot applicable
NetworkRuPay
CategoryEntry
Card typeRetail
Key features
- 10% cashback on first 5 UPI transactions in first 30 days (capped at ₹200); 1 reward point per ₹200 spent; 1000 bonus reward points on ₹50,000 quarterly spend
- 10% cashback on first 5 UPI transactions within first 30 days (capped at ₹200)