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Fees & charges
Joining fee₹10,000
Annual fee₹10,000
Fee waiverNo fee waiver
Forex markup2%
Finance charge1.99% p.m. (23.88% p.a.)
Cash advance fee2.5% of the amount withdrawn or ₹500, whichever is higher
Late payment fee
| <=₹100 | Nil |
| ₹101 to ₹500 | ₹100 |
| ₹501 to ₹1,000 | ₹500 |
| ₹1,001 to ₹5,000 | ₹600 |
| ₹5,001 to ₹10,000 | ₹750 |
| ₹10,001 to ₹25,000 | ₹900 |
| ₹25,001 to ₹50,000 | ₹1100 |
| More than ₹50,000 | ₹1300 (excl. GST, w.e.f 1st Oct 2025) |
Rewards & Lounge access
RewardsUp to 10X Reward Points on SmartBuy; 10,000 bonus Reward Points on spends of Rs.4 lakhs every calendar quarter; flight/hotel bookings redeemable up to 70% of booking value via Reward Points
Lounge accessUnlimited airport lounge access to 1,300+ lounges in India and worldwide for primary and add-on members
NetworkDiners Club
CategorySuper Premium
Card typeRetail
Key features
- Up to 10X Reward Points on SmartBuy; 10,000 bonus Reward Points on spends of Rs.4 lakhs every calendar quarter; flight/hotel bookings redeemable up to 70% of booking value via Reward Points
- Unlimited airport lounge access to 1,300+ lounges in India and worldwide for primary and add-on members
- Complimentary annual memberships of Club Marriott, Amazon Prime and Swiggy One on spending Rs.1.5 lakh within first 90 days