← Back to cards

Micro Enterprise card

by HDFC · RuPay · Entry · Retail
lifetime freeUPI
Apply Now →

Fees & charges

Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup0%
Finance charge1.5% p.m. (18% p.a.)
Cash advance feeNot applicable — cash withdrawal not allowed on this card
Late payment fee
<=₹100Nil
₹101 to ₹500₹100
₹501 to ₹1,000₹500
₹1,001 to ₹5,000₹600
₹5,001 to ₹10,000₹750
₹10,001 to ₹25,000₹900
₹25,001 to ₹50,000₹1100
More than ₹50,000₹1300 (excl. GST, w.e.f 1st Oct 2025)

Rewards & Lounge access

Rewards
Lounge accessNot applicable
NetworkRuPay
CategoryEntry
Card typeRetail

Key features