← Back to cards
Fees & charges
Joining fee₹1,499
Annual fee₹1,499
Fee waiverNo fee waiver
Forex markup0%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the amount withdrawn or ₹500, whichever is higher
Late payment fee
| <=₹100 | Nil |
| ₹101 to ₹500 | ₹100 |
| ₹501 to ₹1,000 | ₹500 |
| ₹1,001 to ₹5,000 | ₹600 |
| ₹5,001 to ₹10,000 | ₹750 |
| ₹10,001 to ₹25,000 | ₹900 |
| ₹25,001 to ₹50,000 | ₹1100 |
| More than ₹50,000 | ₹1300 (excl. GST, w.e.f 1st Oct 2025) |
Rewards & Lounge access
Rewards5% NeuCoins on partner Tata brands (online and in-store); 1.5% NeuCoins on domestic and international purchases outside Tata brands
Lounge access8 complimentary domestic lounge accesses per year (2 per quarter); 4 complimentary international lounge accesses per year (1 per quarter)
NetworkRuPay/Visa
CategoryPremium
Card typeRetail
Key features
- 5% NeuCoins on partner Tata brands (online and in-store); 1.5% NeuCoins on domestic and international purchases outside Tata brands
- 8 complimentary domestic lounge accesses per year (2 per quarter); 4 complimentary international lounge accesses per year (1 per quarter)
- 1,499 NeuCoins on Tata Neu App as reversal of 1st year membership fee, on 1st transaction within 30 days