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Fees & charges
Joining fee₹1,00,000
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.83% p.m. (46% p.a.)
Cash advance fee2.5% of the advance amount subject to a minimum of Rs.300
Late payment feeUp to Rs.100 - Nil; Rs.101-Rs.500 - Rs.100; Rs.501-Rs.1000 - Rs.350; Rs.1001-Rs.10000 - Rs.550; Above Rs.10000 - Rs.700 (w.e.f. 1st Dec 2012)
Rewards & Lounge access
Rewards2.5 reward points per INR 100 on online spends; 1.5 on online travel & airline bookings; 1 per INR 100 on PoS/MoTo/IVR
Lounge access1 complimentary domestic lounge visit per calendar quarter; 1 complimentary international Priority Pass lounge visit per calendar quarter
NetworkMastercard
CategorySuper Premium
Card typeRetail
Key features
- 2.5 reward points per INR 100 on online spends; 1.5 on online travel & airline bookings; 1 per INR 100 on PoS/MoTo/IVR
- 1 complimentary domestic lounge visit per calendar quarter; 1 complimentary international Priority Pass lounge visit per calendar quarter
- Choice of one: Luxe gift card, complimentary night stay at Oberoi hotels, or gift vouchers (Hush Puppies, BATA, Titan, Pantaloons, Raymond, etc.)