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Fees & charges
Joining fee₹1,499
Annual fee₹749
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the advance amount, subject to a minimum of ₹500
Late payment fee
| <=₹100 | ₹0 |
| >₹100-₹500 | ₹100 |
| >₹500-₹1000 | ₹500 |
| >₹1000-₹5000 | ₹600 |
| >₹5,000-₹10,000 | ₹750 |
| >₹10,000-₹25,000 | ₹900 |
| >₹25,000-₹50,000 | ₹1,100 |
| >₹50,000 | ₹1,300 |
Rewards & Lounge access
Rewards10 Savings Points per Rs.100 at departmental and grocery stores (cap 500/cycle); 1 Savings Point per Rs.250 on other purchases (1 point = Rs.1); milestone Rs.1,25,000 every 6 months gives 6 free PVR tickets or 1,200 reward points
Lounge accessNot applicable
NetworkVisa
CategoryEntry
Card typeRetail
Key features
- 10 Savings Points per Rs.100 at departmental and grocery stores (cap 500/cycle); 1 Savings Point per Rs.250 on other purchases (1 point = Rs.1); milestone Rs.1,25,000 every 6 months gives 6 free PVR tickets or 1,200 reward points