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Fees & charges
Joining fee₹3,000
Annual fee₹3,000
Fee waiverNo fee waiver
Forex markup2%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the advance amount, subject to a minimum of ₹500
Late payment fee
| <=₹100 | ₹0 |
| >₹100-₹500 | ₹100 |
| >₹500-₹1000 | ₹500 |
| >₹1000-₹5000 | ₹600 |
| >₹5,000-₹10,000 | ₹750 |
| >₹10,000-₹25,000 | ₹900 |
| >₹25,000-₹50,000 | ₹1,100 |
| >₹50,000 | ₹1,300 |
Rewards & Lounge access
Rewards5 Air Miles per Rs.100 on travel spends; 5 Air Miles per Rs.100 on Auto Dealer Merchant spends; 2 Air Miles per Rs.100 on other eligible spends
Lounge access2 complimentary international and 4 domestic lounge visits annually
NetworkVisa
CategoryPremium
Card typeRetail
Key features
- 5 Air Miles per Rs.100 on travel spends; 5 Air Miles per Rs.100 on Auto Dealer Merchant spends; 2 Air Miles per Rs.100 on other eligible spends
- 2 complimentary international and 4 domestic lounge visits annually
- 3,000 bonus Air Miles as welcome and renewal benefit