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Fees & charges
Joining feeLifetime free
Annual fee₹25,000
Fee waiverNo fee waiver
Forex markup0%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee1% of the advance amount
Late payment fee
| <=₹100 | ₹0 |
| >₹100-₹500 | ₹100 |
| >₹500-₹1000 | ₹500 |
| >₹1000-₹5000 | ₹600 |
| >₹5,000-₹10,000 | ₹750 |
| >₹10,000-₹25,000 | ₹900 |
| >₹25,000-₹50,000 | ₹1,100 |
| >₹50,000 | ₹1,300 |
Rewards & Lounge access
Rewards10 Air Miles per Rs.100 spent on travel bookings through Kotak Unbox; 3 Air Miles per Rs.100 on other purchases (1 mile = Rs.1)
Lounge accessUnlimited domestic and international lounge access for primary and add-on cardholders (international via Priority Pass); 4 complimentary guest visits annually
NetworkVisa
CategorySuper Premium
Card typeRetail
Key features
- 10 Air Miles per Rs.100 spent on travel bookings through Kotak Unbox; 3 Air Miles per Rs.100 on other purchases (1 mile = Rs.1)
- Unlimited domestic and international lounge access for primary and add-on cardholders (international via Priority Pass); 4 complimentary guest visits annually