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Royale Signature

by Kotak · Visa · Premium · Retail
premiumlounge access
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Fees & charges

Joining fee₹1,499
Annual fee₹999
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the advance amount, subject to a minimum of ₹500
Late payment fee
<=₹100₹0
>₹100-₹500₹100
>₹500-₹1000₹500
>₹1000-₹5000₹600
>₹5,000-₹10,000₹750
>₹10,000-₹25,000₹900
>₹25,000-₹50,000₹1,100
>₹50,000₹1,300

Rewards & Lounge access

RewardsUp to 30,000 bonus reward points on annual retail spends of Rs.8 lakh
Lounge access2 complimentary domestic airport lounge visits per calendar quarter
NetworkVisa
CategoryPremium
Card typeRetail

Key features

  • Up to 30,000 bonus reward points on annual retail spends of Rs.8 lakh
  • 2 complimentary domestic airport lounge visits per calendar quarter