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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup1.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards5 RP per INR 100 domestic; 10 RP per INR 100 international; milestone bonuses of 10,000 points at INR 5L and additional 10,000 at INR 8L annual spend
Lounge access2 complimentary domestic lounge visits per quarter; 6 complimentary international visits annually across 1,400+ lounges
NetworkMastercard
CategoryPremium
Card typeRetail
Key features
- 5 RP per INR 100 domestic; 10 RP per INR 100 international; milestone bonuses of 10,000 points at INR 5L and additional 10,000 at INR 8L annual spend
- 2 complimentary domestic lounge visits per quarter; 6 complimentary international visits annually across 1,400+ lounges
- MakeMyTrip Voucher worth INR 3,000