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Fees & charges
Joining fee₹999
Annual fee₹999
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards1 RP per INR 100 on all purchases; 12 RP per INR 100 on online spends (max 800 pts/month)
Lounge access2 complimentary domestic lounge visits annually (1 per quarter) with min quarterly spend of INR 15,000
NetworkRuPay
CategoryEntry
Card typeRetail
Key features
- 1 RP per INR 100 on all purchases; 12 RP per INR 100 on online spends (max 800 pts/month)
- 2 complimentary domestic lounge visits annually (1 per quarter) with min quarterly spend of INR 15,000
- 4,000 reward points on annual fee payment and INR 2,000 spend within 30 days