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Fees & charges
Joining fee₹500
Annual fee₹500
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards10 fuel points per INR 100 at IndianOil (max 1,000/month); 1 fuel point per INR 100 on other purchases; 1 FP = INR 0.5; 6% valueback at IndianOil
Lounge accessNot applicable
NetworkMastercard / RuPay
CategoryEntry
Card typeRetail
Key features
- 10 fuel points per INR 100 at IndianOil (max 1,000/month); 1 fuel point per INR 100 on other purchases; 1 FP = INR 0.5; 6% valueback at IndianOil
- 1,000 Fuel Points on shopping above INR 500 within 30 days