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RBL Bank IRCTC Credit Card

by RBL Bank · RuPay · Entry · Retail
travellounge accessUPI
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Fees & charges

Joining fee₹500
Annual fee₹500
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300

Rewards & Lounge access

Rewards5 RP per INR 200 on IRCTC train bookings; 3 RP per INR 200 on FASTag recharge; 2 RP per INR 200 on flight/hotel via IRCTC; 1 RP per INR 200 general; 1 RP = INR 1
Lounge access8 complimentary railway station lounge visits (2 per quarter)
NetworkRuPay
CategoryEntry
Card typeRetail

Key features

  • 5 RP per INR 200 on IRCTC train bookings; 3 RP per INR 200 on FASTag recharge; 2 RP per INR 200 on flight/hotel via IRCTC; 1 RP per INR 200 general; 1 RP = INR 1
  • 8 complimentary railway station lounge visits (2 per quarter)
  • 500 Reward Points on spending above INR 500 within 30 days
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