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Fees & charges
Joining fee₹3,000
Annual fee₹3,000
Fee waiverNo fee waiver
Forex markup0%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards2 RP per INR 100 domestic retail; 5 RP per INR 100 on travel; bonus 10,000 pts at INR 2.5L and 15,000 pts at INR 5L; INR 10,000 voucher at INR 7.5L spend
Lounge access2 complimentary domestic visits per quarter (INR 35,000+ prior-quarter spend); Priority Pass with 2 annual international visits plus 1 extra on INR 50,000+ quarterly spend
NetworkMastercard
CategoryPremium
Card typeRetail
Key features
- 2 RP per INR 100 domestic retail; 5 RP per INR 100 on travel; bonus 10,000 pts at INR 2.5L and 15,000 pts at INR 5L; INR 10,000 voucher at INR 7.5L spend
- 2 complimentary domestic visits per quarter (INR 35,000+ prior-quarter spend); Priority Pass with 2 annual international visits plus 1 extra on INR 50,000+ quarterly spend
- MakeMyTrip voucher worth INR 3,000