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Fees & charges
Joining fee₹9,999
Annual fee₹9,999
Fee waiverNo fee waiver
Forex markup1.99%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of transaction amount (subject to a minimum of Rs.500) for both domestic and international ATMs
Late payment feeNil for Rs.0-Rs.100; Rs.100 for >Rs.100 & up to Rs.500; Rs.500 for >Rs.500 & up to Rs.1,000; Rs.750 for >Rs.1,000 & up to Rs.10,000; Rs.950 for >Rs.10,000 & up to Rs.25,000; Rs.1,100 for >Rs.25,000 & up to Rs.50,000; Rs.1,300 for >Rs.50,000. Additional Rs.100 levied on missing MAD by due date for two consecutive cycles.
Rewards & Lounge access
RewardsMilestone vouchers: Rs.1,500 TATA CLiQ e-Gift on Rs.1 lakh monthly spend; up to Rs.20,000 Apple Premium Reseller Gift Card and TAJ Experiences vouchers on annual spend milestones
Lounge accessAccess to 1,000+ airport lounges worldwide
NetworkMastercard
CategorySuper Premium
Card typeRetail
Key features
- Milestone vouchers: Rs.1,500 TATA CLiQ e-Gift on Rs.1 lakh monthly spend; up to Rs.20,000 Apple Premium Reseller Gift Card and TAJ Experiences vouchers on annual spend milestones
- Access to 1,000+ airport lounges worldwide
- 40,000 AURUM Reward Points worth Rs.10,000 on joining fee; one-year Club Marriott membership