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Fees & charges
Joining fee₹4,999
Annual fee₹4,999
Fee waiverNo fee waiver
Forex markup1.99%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of transaction amount (subject to a minimum of Rs.500) for both domestic and international ATMs
Late payment feeNil for Rs.0-Rs.100; Rs.100 for >Rs.100 & up to Rs.500; Rs.500 for >Rs.500 & up to Rs.1,000; Rs.750 for >Rs.1,000 & up to Rs.10,000; Rs.950 for >Rs.10,000 & up to Rs.25,000; Rs.1,100 for >Rs.25,000 & up to Rs.50,000; Rs.1,300 for >Rs.50,000. Additional Rs.100 levied on missing MAD by due date for two consecutive cycles.
Rewards & Lounge access
RewardsTravel Credits convertible to air miles/hotel points (1 Travel Credit = INR 1) across Air India, Etihad, IHG, Wyndham etc.; 20,000 bonus Travel Credits on Rs.12 lakh annual spend
Lounge access8 complimentary domestic lounge visits/year; up to 15 international visits/year via complimentary Priority Pass membership
NetworkMastercard
CategoryPremium
Card typeRetail
Key features
- Travel Credits convertible to air miles/hotel points (1 Travel Credit = INR 1) across Air India, Etihad, IHG, Wyndham etc.; 20,000 bonus Travel Credits on Rs.12 lakh annual spend
- 8 complimentary domestic lounge visits/year; up to 15 international visits/year via complimentary Priority Pass membership