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Fees & charges
Joining fee₹2,999
Annual fee₹2,999
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of transaction amount (subject to a minimum of Rs.500) for both domestic and international ATMs
Late payment feeNil for Rs.0-Rs.100; Rs.100 for >Rs.100 & up to Rs.500; Rs.500 for >Rs.500 & up to Rs.1,000; Rs.750 for >Rs.1,000 & up to Rs.10,000; Rs.950 for >Rs.10,000 & up to Rs.25,000; Rs.1,100 for >Rs.25,000 & up to Rs.50,000; Rs.1,300 for >Rs.50,000. Additional Rs.100 levied on missing MAD by due date for two consecutive cycles.
Rewards & Lounge access
Rewards10 Reward Points per Rs.100 on dining, groceries, departmental stores and movies; 20 Reward Points per Rs.100 on utility bill standing instructions and on birthday spends; Rs.7,000 e-Gift voucher on Rs.5 lakh annual spend milestone
Lounge access8 complimentary domestic lounge visits/year (max 2/quarter); 4 international Priority Pass visits/year (max 2/quarter)
NetworkVisa/Mastercard/RuPay
CategoryPremium
Card typeRetail
Key features
- 10 Reward Points per Rs.100 on dining, groceries, departmental stores and movies; 20 Reward Points per Rs.100 on utility bill standing instructions and on birthday spends; Rs.7,000 e-Gift voucher on Rs.5 lakh annual spend milestone
- 8 complimentary domestic lounge visits/year (max 2/quarter); 4 international Priority Pass visits/year (max 2/quarter)
- Welcome e-Gift voucher worth Rs.3,000 (Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop, Yatra)