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Fees & charges
Joining feeLifetime free
Annual fee₹199
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.5% p.m. (42% p.a.)
Cash advance fee2.5% of the amount withdrawn or INR 100 (whichever is higher)
Late payment fee5% of the outstanding (Max Rs.1000)
Rewards & Lounge access
Rewards3% cashback on Kredit.Pe UPI; redeemable as 5%/10%/15% off vouchers on popular platforms
Lounge accessNot applicable
NetworkRuPay
CategoryEntry
Card typeSecured
Key features
- 3% cashback on Kredit.Pe UPI; redeemable as 5%/10%/15% off vouchers on popular platforms
- Rs.1000 cashback joining bonus