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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup2.49%
Finance charge2.5% p.m. (30% p.a.)
Cash advance fee2.5% of the withdrawal amount or INR 300 (whichever is higher)
Late payment feeINR 299
Rewards & Lounge access
RewardsUnlimited magnet coins; up to 10% rewards on purchases from leading brands (EMI and cash transactions excluded)
Lounge accessNot applicable
NetworkRuPay
CategoryEntry
Card typeSecured
Key features
- Unlimited magnet coins; up to 10% rewards on purchases from leading brands (EMI and cash transactions excluded)
- Welcome benefits Rs.21,000+ on card approval (shopping vouchers, travel discounts, OTT subscriptions)