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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3% p.m. (36% p.a.)
Cash advance fee2.5% of the ATM withdrawal amount or INR 250 (whichever is higher)
Late payment feeTiered by outstanding amount: Upto ₹100 = ₹0; ₹100-₹1,000 = ₹250; ₹1,000-₹10,000 = ₹500; more than ₹10,000 = ₹750
Rewards & Lounge access
Rewards1 point per Rs.100 spent across all categories, redeemable for cash at Rs.0.25 per point (excludes wallet loads, rent, fuel, utilities, insurance, cash advances, EMI)
Lounge accessNot applicable
NetworkMastercard
CategoryEntry
Card typeSecured
Key features
- 1 point per Rs.100 spent across all categories, redeemable for cash at Rs.0.25 per point (excludes wallet loads, rent, fuel, utilities, insurance, cash advances, EMI)