About Card Gyani

Card Gyani is an independent credit card comparison platform built for Indian consumers. We help you find the right credit card by comparing real data — annual fees, reward rates, lounge access, forex markup, and more — sourced directly from bank MITC (Most Important Terms and Conditions) documents.

What We Do

We aggregate credit card information from 13+ Indian banks including SBI, HDFC, ICICI, Axis, Kotak, IDFC FIRST, Bank of Baroda, Federal Bank, and others. Our comparison tool lets you filter by category (super premium, premium, mid-tier, entry, travel, fuel), annual fee range, benefits, and card network.

How We're Different

• MITC-Verified Data: Every fee, rate, and benefit on Card Gyani comes from the bank's official MITC document — not marketing pages.
• No Forms: We never ask for your phone number, email, or PAN. Browse freely without signing up.
• No Spam Calls: We don't sell your data to banks or lead aggregators.
• Transparent: When you click "Apply Now," you go directly to the bank's official website. We earn a referral fee from the bank — this is how we keep the tool free.

Our Data Sources

All card data is sourced from official bank MITC documents, which banks are required to publish under RBI guidelines. We verify and update this data regularly. If you notice any discrepancy, please contact us.

Contact

• Email: cardgyani@gmail.com
• Website: https://www.cardgyani.com

Card Gyani is operated by Rajkumar Desai. Based in Mumbai, India.