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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup0.99%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards4 Reward Points per Rs.100 on international spends; fuel surcharge waiver up to Rs.250/month (fuel/EMI/cash/rent/education/govt excluded)
Lounge accessPriority Pass membership; 2 complimentary domestic + international lounge visits per quarter (USD 35 + GST beyond complimentary)
NetworkVisa
CategoryMid-tier
Card typeRetail
Key features
- 4 Reward Points per Rs.100 on international spends; fuel surcharge waiver up to Rs.250/month (fuel/EMI/cash/rent/education/govt excluded)
- Priority Pass membership; 2 complimentary domestic + international lounge visits per quarter (USD 35 + GST beyond complimentary)
- Rs.5,000 MakeMyTrip voucher on card activation within 30 days