Mid-tier cards
CompareMid-tier cards — Every benefit, line by line.


IndiGo IDFC FIRST Credit Card by IDFC FIRST
Annual fee
₹4,999
Fee waiver
No fee waiver
Forex markup
1.49%
Finance charge
3.85% p.m.

Club Vistara IDFC FIRST Credit Card by IDFC FIRST
Annual fee
₹4,999
Fee waiver
No fee waiver
Forex markup
2.99%
Finance charge
3.85% p.m.

PRIVILEGE Credit Card by Axis
Annual fee
₹1,500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

IRCTC SBI Card Premier by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

SBI Card MILES by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3%
Finance charge
3.75% p.m.

Superia by HDFC
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

Business Regalia First by HDFC
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Regalia First by HDFC
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

REWARDS Credit Card by Axis
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Axis Bank Cashback Credit Card by Axis
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.


CASHBACK SBI Card by SBI
Annual fee
₹999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

PhonePe HDFC Bank Ultimo Credit Card by HDFC
Annual fee
₹999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Kotak Cashback+ Credit Card by Kotak
Annual fee
₹750
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.


FLIPKART AXIS BANK Credit Card by Axis
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

6E Rewards Indigo by HDFC
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

Swiggy Ornge HDFC Bank Credit Card by HDFC
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.


Swiggy HDFC Bank Credit Card by HDFC
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

Flipkart SBI Card by SBI
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

AIRTEL AXIS BANK Credit Card by Axis
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

BPCL SBI Card by SBI
Annual fee
₹499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Business Platinum by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

Doctors Superia by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

GIGA Business by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

Diners Club Miles by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

LIC Credit Cards by Axis
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Millennia by HDFC
Annual fee
Lifetime free
Fee waiver
Waived at ₹1L spend
Forex markup
0%
Finance charge
3.75% p.m.

BizGrow by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

BizFirst by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

Paytm HDFC Bank Select Business by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.


Tata Neu Plus HDFC Bank by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

FIRST Select Credit Card by IDFC FIRST
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
1.99%
Finance charge
3.85% p.m.

AllMiles by HDFC
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.


American Express® Gold Card by American Express
Annual fee
₹4,500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.5% p.m.

MILES and MORE Axis Bank World Select Credit Card by Axis
Annual fee
₹4,500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Jet Airways IndusInd Bank Odyssey Credit Card by IndusInd
Annual fee
₹4,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.83% p.m.

BYOC Cashback (Metal Card) by YES Bank
Annual fee
₹3,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

BYOC Rewards (Metal Card) by YES Bank
Annual fee
₹3,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

AXIS BANK VISTARA SIGNATURE Credit Card by Axis
Annual fee
₹3,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

RBL Bank Black Credit Card (erstwhile RBL Bank MoneyTap Black Credit Card) by RBL Bank
Annual fee
₹3,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

RBL Bank Blockbuster Credit Card by RBL Bank
Annual fee
₹3,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

TATA Card SELECT by SBI
Annual fee
₹2,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

TATA Croma Card SELECT by SBI
Annual fee
₹2,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

TATA Star Card SELECT by SBI
Annual fee
₹2,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

South Indian Bank SBI Platinum Credit Card by SBI
Annual fee
₹2,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Karur Vysya Bank SBI Platinum Credit Card by SBI
Annual fee
₹2,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.
A
Vetta by AU Small Finance Bank
Annual fee
₹2,999
Fee waiver
No fee waiver
Forex markup
2.99%
Finance charge
3.75% p.m.

World Prime by RBL Bank
Annual fee
₹2,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

World Max by RBL Bank
Annual fee
₹2,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

Worldmiles Signature by IndusInd
Annual fee
₹2,500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.83% p.m.

Platinum Maxima Plus by RBL Bank
Annual fee
₹2,500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

Manchester United Signature Credit Card by ICICI
Annual fee
₹2,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

ICICI Bank Signature Credit Card by ICICI
Annual fee
₹2,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

SPICEJET AXIS BANK VOYAGE BLACK Credit Card by Axis
Annual fee
₹2,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.
A
Ananta by AU Small Finance Bank
Annual fee
₹2,000
Fee waiver
No fee waiver
Forex markup
3.49%
Finance charge
3.75% p.m.

Platinum Maxima by RBL Bank
Annual fee
₹2,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

Platinum LifeEasy by RBL Bank
Annual fee
₹1,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

Platinum Edge by RBL Bank
Annual fee
₹1,999
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

IndiGo Kotak Credit Card by Kotak
Annual fee
₹1,500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Zen by Kotak
Annual fee
₹1,500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Imperio by Federal Bank
Annual fee
₹1,500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

RBL Bank Bank Bazaar SaveMax Pro Credit Card by RBL Bank
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

YES Prosperity Cashback Plus by YES Bank
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

Wellness Plus by YES Bank
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

Air India SBI Platinum Card by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Platinum ShopGain by RBL Bank
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

BPCL SBI Card Octane by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Etihad Guest SBI Card by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Landmark Rewards SBI Card SELECT by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Paytm SBI Card SELECT by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Apollo SBI Card SELECT by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

IndiGo SBI Card by SBI
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

RBL Bank Paisabazaar Duet Plus Credit Card by RBL Bank
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

Varunah Plus by Bank of Baroda
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
2.5%
Finance charge
3.75% p.m.

RBL Bank Patanjali Swarn Credit Card by RBL Bank
Annual fee
₹1,499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

ICICI Bank Ascent American Express (R) Credit Card by ICICI
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

IndianOil Axis Bank Premium Credit Card by Axis
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Mojo by Kotak
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Emirates Skywards ICICI Bank Rubyx Credit Card by ICICI
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

SIGNATURE Credit Card with Travel Benefits by Axis
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Apex by RBL Bank
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

World Safari Lite by RBL Bank
Annual fee
₹1,000
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.99% p.m.

MakeMyTrip ICICI Bank Credit Card by ICICI
Annual fee
₹999
Fee waiver
No fee waiver
Forex markup
0.99%
Finance charge
3.75% p.m.

Kotak Air Credit Card by Kotak
Annual fee
₹999
Fee waiver
No fee waiver
Forex markup
2%
Finance charge
3.75% p.m.

IndiGo Axis Bank Credit Card by Axis
Annual fee
₹799
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Adani One ICICI Bank Platinum Credit Card by ICICI
Annual fee
₹750
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Central SBI Select Card by SBI
Annual fee
₹750
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Kotak Cashback+ Prime Credit Card by Kotak
Annual fee
₹750
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

6E Rewards – IndiGo Kotak Credit Card by Kotak
Annual fee
₹700
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Select by Bank of Baroda
Annual fee
₹700
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Veer – Select by Kotak
Annual fee
₹599
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Select / Select for NRI / Select issued against FD by YES Bank
Annual fee
₹599
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
2.49% p.m.

PRIDE SIGNATURE Credit Card by Axis
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Samsung Axis Bank SIGNATURE Credit Card by Axis
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

FLIPKART AXIS BANK SUPER ELITE Credit Card by Axis
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

ICICI Bank Coral Credit Card by ICICI
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

ICICI Bank HPCL Super Saver Credit Card by ICICI
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Axis Bank SHOPPERS STOP Credit Card by Axis
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Empower Business Card by Bank of Baroda
Annual fee
₹500
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Aditya Birla SBI Card by SBI
Annual fee
₹499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Apollo SBI Card by SBI
Annual fee
₹499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Fabindia SBI Card by SBI
Annual fee
₹499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Landmark Rewards SBI Card by SBI
Annual fee
₹499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Tata Neu Plus SBI Credit Card by SBI
Annual fee
₹499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

ACE Credit Card by Axis
Annual fee
₹499
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

AXIS BANK FREECHARGE PLUS Credit Card by Axis
Annual fee
₹350
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

BYOC Cashback (Eco Friendly Card) by YES Bank
Annual fee
₹249
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

BYOC Rewards (Eco Friendly Card) by YES Bank
Annual fee
₹249
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.
A
Xcite by AU Small Finance Bank
Annual fee
₹249
Fee waiver
No fee waiver
Forex markup
3.49%
Finance charge
3.75% p.m.

BYOC Rewards (Regular Card) by YES Bank
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

BYOC Cashback (Regular Card) by YES Bank
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

OneCard by Federal Bank
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
1%
Finance charge
3.75% p.m.

Scapia by Federal Bank
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0%
Finance charge
3.75% p.m.

Tiger by IndusInd
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
1.5%
Finance charge
3.5% p.m.

Signature by IndusInd
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.83% p.m.

Kotak Signature/Infinite by Kotak
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.75% p.m.

Platinum Select by IndusInd
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.83% p.m.
A
Traverse (NRI) by AU Small Finance Bank
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
0.99%
Finance charge
3.75% p.m.

Aspire Banking by RBL Bank
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3.5%
Finance charge
3.99% p.m.

Yoddha by Bank of Baroda
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3%
Finance charge
3.75% p.m.

The Sentinel by Bank of Baroda
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3%
Finance charge
3.75% p.m.

Rakshamah by Bank of Baroda
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3%
Finance charge
3.75% p.m.

Vikram by Bank of Baroda
Annual fee
Lifetime free
Fee waiver
No fee waiver
Forex markup
3%
Finance charge
3.75% p.m.