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Fees & charges
Joining fee₹2,999
Annual fee₹2,999
Fee waiverNo fee waiver
Forex markup2.99%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
RewardsUp to 4 Reward Points per Rs.100; 500 bonus RP on Rs.50,000/quarter and 1,000 bonus RP on Rs.1 lakh/quarter retail spend; 1,000 bonus RP on a birthday transaction
Lounge access1 complimentary domestic + 1 international airport lounge access per quarter, plus railway lounge access
NetworkVisa
CategoryMid-tier
Card typeRetail
Key features
- Up to 4 Reward Points per Rs.100; 500 bonus RP on Rs.50,000/quarter and 1,000 bonus RP on Rs.1 lakh/quarter retail spend; 1,000 bonus RP on a birthday transaction
- 1 complimentary domestic + 1 international airport lounge access per quarter, plus railway lounge access
- 10,000 bonus Reward Points on Rs.1 lakh spend within first 60 days; complimentary annual Times Prime membership