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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup0%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the amount withdrawn or ₹500, whichever is higher
Late payment fee
| <=₹100 | Nil |
| ₹101 to ₹500 | ₹100 |
| ₹501 to ₹1,000 | ₹500 |
| ₹1,001 to ₹5,000 | ₹600 |
| ₹5,001 to ₹10,000 | ₹750 |
| ₹10,001 to ₹25,000 | ₹900 |
| ₹25,001 to ₹50,000 | ₹1100 |
| More than ₹50,000 | ₹1300 (excl. GST, w.e.f 1st Oct 2025) |
Rewards & Lounge access
Rewards2 CashPoints per Rs.150 on general business expenses; 6 CashPoints per Rs.150 on business digital spends, bill payments, income tax and GST payments; bonus 800 CashPoints on spending Rs.50,000 every month
Lounge access2 complimentary domestic lounge accesses + 2 more on spending Rs.75,000 in previous quarter; 6 complimentary international lounge accesses per year via Priority Pass
NetworkVisa/Mastercard
CategoryMid-tier
Card typeBusiness
Key features
- 2 CashPoints per Rs.150 on general business expenses; 6 CashPoints per Rs.150 on business digital spends, bill payments, income tax and GST payments; bonus 800 CashPoints on spending Rs.50,000 every month
- 2 complimentary domestic lounge accesses + 2 more on spending Rs.75,000 in previous quarter; 6 complimentary international lounge accesses per year via Priority Pass
- Amazon voucher worth Rs.1,500 or Amazon Prime (annual) and Biz Prime (6 months) on making one online transaction within first 30 days