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Fees & charges
Joining fee₹1,499
Annual fee₹1,499
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards1 RP per INR 100 across online/offline; 10% cashback (up to INR 750/month) at Patanjali stores on min INR 500 transactions
Lounge access4 domestic lounge visits annually (quarterly), for cardholders who spent INR 50,000 in the prior calendar quarter
NetworkRuPay
CategoryMid-tier
Card typeRetail
Key features
- 1 RP per INR 100 across online/offline; 10% cashback (up to INR 750/month) at Patanjali stores on min INR 500 transactions
- 4 domestic lounge visits annually (quarterly), for cardholders who spent INR 50,000 in the prior calendar quarter
- 6,000 reward points on first spend of INR 1,000 or more within 30 days