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Fees & charges
Joining fee₹2,500
Annual fee₹2,500
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards2 RP per INR 100 base; 10 RP per INR 100 on dining, entertainment, grocery, international (capped 1,000 pts/month); milestone bonuses at INR 2L/3.5L/5L
Lounge access2 complimentary domestic lounge visits per quarter with INR 35,000+ prior-quarter spend
NetworkVisa / Mastercard
CategoryMid-tier
Card typeRetail
Key features
- 2 RP per INR 100 base; 10 RP per INR 100 on dining, entertainment, grocery, international (capped 1,000 pts/month); milestone bonuses at INR 2L/3.5L/5L
- 2 complimentary domestic lounge visits per quarter with INR 35,000+ prior-quarter spend
- 10,000 Reward Points