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Kotak Cashback+ Credit Card

by Kotak · Visa · Mid-tier · Retail
mid tiercashback card
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Fees & charges

Joining fee₹750
Annual fee₹750
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance feeCash advance facility not available on this card
Late payment fee
<=₹100₹0
>₹100-₹500₹100
>₹500-₹1000₹500
>₹1000-₹5000₹600
>₹5,000-₹10,000₹750
>₹10,000-₹25,000₹900
>₹25,000-₹50,000₹1,100
>₹50,000₹1,300

Rewards & Lounge access

Rewards5% cashback on online food deliveries, groceries and entertainment; 3% cashback on fuel; 0.5% unlimited cashback on other eligible spends
Lounge accessNot applicable
NetworkVisa
CategoryMid-tier
Card typeRetail

Key features

  • 5% cashback on online food deliveries, groceries and entertainment; 3% cashback on fuel; 0.5% unlimited cashback on other eligible spends