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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup1.5%
Finance charge3.5% p.m. (42% p.a.)
Cash advance fee2.5% of the advance amount subject to a minimum of Rs.300
Late payment feeUp to Rs.100 - Nil; Rs.101-Rs.500 - Rs.100; Rs.501-Rs.1000 - Rs.350; Rs.1001-Rs.10000 - Rs.550; Above Rs.10000 - Rs.700 (w.e.f. 1st Dec 2012)
Rewards & Lounge access
Rewards1 reward point per Rs.100 base; anniversary spend multiplier up to 6X (1x up to Rs.1L, 2x Rs.1-2.5L, 4x Rs.2.5-5L, 6x above Rs.5L); 1 RP = Rs.0.40 cash / 1.2 airmiles via Indusmoments
Lounge access2 complimentary domestic lounge visits per quarter + 2 international visits per year (Priority Pass)
Network
CategoryMid-tier
Card typeRetail
Key features
- 1 reward point per Rs.100 base; anniversary spend multiplier up to 6X (1x up to Rs.1L, 2x Rs.1-2.5L, 4x Rs.2.5-5L, 6x above Rs.5L); 1 RP = Rs.0.40 cash / 1.2 airmiles via Indusmoments
- 2 complimentary domestic lounge visits per quarter + 2 international visits per year (Priority Pass)